Should I Rent or Buy a Condo in Waterloo, Ontario?A condo’s asking price is not its full affordability story. Mortgage payments, condo fees, property taxes, utilities, insurance, closing costs and future building expenses can make a lower-priced...
Home > Should You Refinance or Use a HELOC in Ontario?Should You Refinance or Use a HELOC to Access Home Equity in Ontario?Last updated: May 29, 2026If you want to access home equity in Ontario, two common options are refinancing your mortgage or...
Home > Consolidating Credit Card Debt Into Your MortgageCan You Consolidate Credit Card Debt Into Your Mortgage in Ontario?Last updated: May 20, 2026Yes, Ontario homeowners may be able to consolidate credit card debt into their mortgage or another...
Home > Equity-Based Lending in OntarioCan You Borrow Based on Home Equity in Ontario?Last updated: May 6, 2026Yes, Ontario homeowners may be able to borrow based on the equity in their home. This is often called equity-based lending, borrowing...
Home > Blog > Can’t Afford Your Mortgage Renewal Payment in Ontario?Mortgage Renewal Payment in Ontario Too High? What to Do NextLast updated: April 17, 2026Yes, there may still be options if your mortgage renewal payment in Ontario suddenly looks...
Can My Mortgage Be Cancelled After Approval in Ontario?Yes, a mortgage can sometimes be cancelled or withdrawn after approval in Ontario. It does not happen on every file, and it does not mean something went terribly wrong, but approval is not always...